OPTIMIZING CLOUD-BASED PAYMENT SYSTEMS FOR SCALABILITY: CHALLENGES AND BEST PRACTICES. INTERNATIONAL JOURNAL OF ADVANCED RESEARCH IN ENGINEERING AND TECHNOLOGY (IJARET), [S. l.], v. 15, n. 3, p. 298–308, 2024. Disponível em: https://iaeme-library.com/index.php/IJARET/article/view/IJARET_15_03_026.. Acesso em: 7 feb. 2026.