[1]
“DEVELOPING A REAL-TIME ELECTRONIC FUNDS TRANSFER SYSTEM FOR CREDIT UNIONS”, IJARET, vol. 9, no. 01, pp. 162–184, Jan. 2018, Accessed: Feb. 07, 2026. [Online]. Available: https://iaeme-library.com/index.php/IJARET/article/view/IJARET_09_01_016