SYNERGIZING BLOCKCHAIN AND TRADITIONAL FINANCE: DESIGNING HYBRID INFRASTRUCTURES FOR CRYPTO LENDING IN UNDERSERVED MARKETS. INTERNATIONAL JOURNAL OF INFORMATION TECHNOLOGY AND MANAGEMENT INFORMATION SYSTEMS (IJITMIS), [S. l.], v. 15, n. 1, p. 1–10, 2024. Disponível em: https://iaeme-library.com/index.php/IJITMIS/article/view/IJITMIS_15_01_001.. Acesso em: 9 feb. 2026.