“DIGITAL FINANCIAL TOOLS IN ENHANCINGCOST TRANSPARENCY AND PATIENTAUTONOMY IN HEALTHCARE SYSTEMS”, JCET, vol. 5, no. 1, pp. 72–80, Jun. 2022, Accessed: Sep. 18, 2025. [Online]. Available: https://iaeme-library.com/index.php/JCET/article/view/JCET_05_01_007