“TREASURY MANAGEMENT PRACTICES IN NON-BANK FINANCIAL COMPANIES (NBFCS) - A STUDY OF REVIEW LITERATURE WITH REFERENCE TO SELECT NBFCS IN INDIA AND KUWAIT”, JOM, vol. 11, no. 3, pp. 16–28, Oct. 2024, Accessed: Mar. 26, 2026. [Online]. Available: https://iaeme-library.com/index.php/JOM/article/view/JOM_11_03_002